📜 Terms & Conditions – Joy Rummy App

1. Eligibility

• Users must be 18 years or older to register or play.
• Users must comply with applicable local laws related to online gaming.
• By registering, you confirm that you are legally eligible to participate in skill-based rummy games.

2. Account Registration

• Users must provide accurate information during registration.
• Mobile number verification (OTP) is required.
• Each user may create only one account.
• Multiple accounts may result in suspension or termination.

3. Bonus & Promotional Offers

• New users may receive a ₹51 Welcome Bonus.
• Bonus amount may be subject to wagering requirements.
• Bonus is non-transferable and cannot be directly withdrawn unless specified.
• Joy Rummy reserves the right to modify or cancel promotions at any time.

4. Deposits & Withdrawals

• Minimum deposit and withdrawal limits may apply (e.g., ₹100).
• Users must complete KYC verification if required.
• Withdrawals are processed within the standard processing timeframe.
• Fraudulent or suspicious transactions may lead to account suspension.

5. Fair Play Policy

• Joy Rummy is a skill-based rummy platform.
• Use of bots, automation tools, or unfair practices is strictly prohibited.
• Collusion between players will result in permanent banning.

6. Responsible Gaming

• Play responsibly and within your financial limits.
• Joy Rummy does not encourage addictive behavior.
• Users experiencing gaming problems should seek professional support.

7. Prohibited Activities

• Users must not:
  • Use unauthorized software or scripts
  • Engage in fraudulent payment activities
  • Attempt to hack or reverse-engineer the application
  • Share account credentials with others
• Violation may result in immediate account termination.

8. Intellectual Property

All content, logos, graphics, and software related to Joy Rummy App are protected by intellectual property laws. Unauthorized use is strictly prohibited.

9. Limitation of Liability

Joy Rummy App is provided "as is." We are not responsible for:

• Network interruptions
• Device incompatibility
• Losses due to user negligence
• Third-party payment gateway issues

10. Changes to Terms

Joy Rummy reserves the right to update these Terms & Conditions at any time. Continued use of the app indicates acceptance of updated terms.